New Payments Platform
New Payments Platform (NPP)
What is NPP?
The New Payments Platform (NPP) is a major industry-wide initiative to develop an infrastructure for Australia that provides Australian Governments, Businesses and Consumers a fast, versatile, data-rich payments system for making their everyday payments.
NPP offers Payment Processing in Real-Time i.e all NPP Payments will be clear and settle in real time.
Payments may be:
- Made using an Australian BSB and Account Number (like today).
- Made to a registered Alias (like a phone number or email address).
- Scheduled for a future time (like today).
The approach to create test case for NPP Program will be based on the Industry process shown below, and adjusted as required when a member requires any variation, to suit their own testing requirements.